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Financing

Get printing now. Pay over time.

A DTF setup is a business investment, and it shouldn't have to come out of one month's cash flow. Split smaller orders into monthly payments at checkout with Affirm, or lease equipment through Clicklease.

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Split your purchase at checkout

Choose Affirm at checkout for a real-time decision and clear monthly payments. No paperwork, no waiting.

0% APR Available Available at checkout for qualified buyers. Promotional terms vary.
Instant decision Approved or declined in seconds during checkout, with no paperwork to submit.
0% APR available Promotional rates for qualified buyers. Terms vary by purchase amount.
Soft credit check Checking your rate won't affect your credit score.
Pay off early, free No prepayment penalty if you want to clear the balance sooner.

Questions

Is there a minimum order value to use financing?

Yes — financing is available above a minimum order value, which varies by provider. Add your items to the cart and select the financing option at checkout to see whether your order qualifies and what the terms are.

Will checking my eligibility affect my credit score?

Checking whether you prequalify is a soft credit check and typically will not affect your credit score. If you go on to accept a financing offer, that may be reported and could affect your score.

How do I apply?

There's no separate application to fill in beforehand. Add what you want to your cart, go to checkout, and choose the financing option as your payment method. You'll be asked a few questions and get a decision in seconds.

Can I pay off my balance early?

Yes. There's no penalty for paying early, and on interest-bearing plans paying early means you pay less interest overall.

Can I finance software and supplies, or only printers?

Financing applies to your order total, so software licences, inks, films and powders can all be included alongside equipment — provided the order meets the minimum value.

What happens if I need to return something I financed?

Returns follow our standard Refund and Returns Policy — financing doesn't change what is and isn't returnable. Where a refund is approved, it's credited back against your financing balance. Note that software, printheads and equipment are final sale.

Is financing available outside the United States?

Our checkout financing is available to U.S. customers. Physical products ship within the United States only; software is available in the U.S., Canada, the U.K. and Australia, though financing options may differ by country.

Should I use Affirm or Clicklease?

As a rough guide: Affirm suits smaller orders and personal credit — supplies, software, a starter kit — and is decided instantly at checkout. Clicklease suits larger equipment purchases financed through your business, where you'd rather lease the machine than tie up cash.

If your order sits somewhere in between, contact us and we'll tell you which route is likely to work out better.

Can I finance through Clicklease if my business is brand new?

Clicklease works with start-ups and does not require a minimum time in business, which is the main reason we offer it alongside Affirm. Approval is still at Clicklease's discretion and depends on your application.

Rates from 0% APR are based on credit and subject to eligibility. Payment options are provided by our financing partner's lending partners. Not all applicants will qualify, and terms may vary by purchase amount and creditworthiness.

Business financingClicklease

Lease the equipment, keep your working capital

For equipment purchases, leasing through Clicklease keeps cash flow predictable and may carry tax advantages a cash purchase doesn't.

Equipment leasing

Lease your equipment through Clicklease

Clicklease specialises in equipment leasing for small businesses — including start-ups and side operations that traditional lenders turn away. Instead of paying for a printer outright, you lease it over a fixed term and keep your working capital for inks, film and marketing.

The application is a soft credit check, so applying won't affect your personal credit score, and you'll get a decision without a long underwriting process.

  • No hard credit pull Applying is a soft check and won't affect your personal credit score.
  • Start-ups considered No minimum time in business required — new operations can apply.
  • Fast decision Approval comes back quickly, with a real amount rather than a rough estimate.
  • Choose your terms Pick the payment size and lease length that fits your monthly numbers.

Clicklease handles all underwriting and approval decisions. Terms, rates and eligibility are set by Clicklease and vary by applicant. DTF Gears does not provide credit.

Terms and eligibility vary by provider. All underwriting and approval decisions are made by the financing partner, not by DTF Gears. We do not provide credit, and being referred to a partner is not an offer of finance.

Section 179 equipment deduction
Potential tax benefit

Section 179 equipment deduction

Section 179 generally allows a business to deduct the cost of qualifying equipment in the year it's placed in service, rather than depreciating it over several years. DTF printers, curing ovens and heat presses may qualify.

We're not tax advisors. Eligibility, limits and restrictions change year to year — confirm with your accountant before factoring a deduction into your decision.

Shop now. Pay with Affirm.

Not sure which route makes sense?

Tell us what you're buying and roughly what you're printing each month. We'll give you a straight answer on whether financing is worth it for your setup.